Small Business Financing Isn’t Just About Asking Your Local Bank, You Know

To hundreds of thousands of people in this country in search of their own piece of the American dream, finding a spot for themselves as owners of a small business often seems the most promising way forward. The notion of making it big as an online business is increasingly popular today. But the traditional business way of establishing oneself in a small business – starting a retail shop, a franchise or becoming a service provider of some kind – are alive and well too. Small businesses present entrepreneurs with an easy point of entry into the business world, with only a modest level of risk. Startup businesses like this need less capital, less strategic planning and are much more manageable. As modest as small business financing needs are, for people of modest means, they can still be somewhat challenging.

Your first stop looking for small business financing should be either your local branch of the Small Business Administration or its website. The SBA is a government organization that helps millions of businesses around the country find business financing or find a way to locate the kind of resources they need. At the very least, anyone seriously considering starting a business should check out the SBA website for the wealth of information they have on how small business financing works. You’ll find information on special-purpose loans, grants, SBA loans, 7(a) loan programs and all kinds of other resources. Organizations such as the Business Development Center in your area and the SCORE office can help you by being great source of information too. They can also help you locate investors and venture capitalists.

Businessmen starting small ventures who try to find financing with venture capitalists and other independent investors usually have a great start. They avoid the high interest loans that traditional means of finding small business financing usually involve. Finding venture capitalists and inspiring their interest in your venture is no small matter. You’ll usually need to create a business plan that is convincing enough, and you will need to find mentors and other kinds to helpers who will assist you in finding the right kinds of resources.

Where does one find Angel investors though? Most of these investors operate in networks; and you can tap into those networks on websites like vCapital and Garage. But there are more traditional ways that you could pick, too. A loan you obtain through a local financial institution, guaranteed by the SBA government organization usually comes with a longer loan period than a regular business loan. You would even have to contribute a smaller down payment. You’ll find SBA 7(a) loans at most banks when you go through their small business resource centers. You could also take advantage of the term loans that banks have too – these help you with your needs for working capital or for funding for machinery or other business establishments needs.

CT Airlink (Newark Airport Limo Service) serves North Haven, Orange, Prospect, Seymour, Southbury, Wallingford, Waterbury, West haven, Wolcott, Woodbridge, Bridgeport, Danbury, Norwalk, Shelton, Stamford, Bethel, Brookfield, Darien and Easton. Newark Airport to CT Limo Service is offering by CT Airlink (Connecticut Limo) including Fairfield, Greenwich, Monroe, New Canaan, New Fairfield, Newtown, Redding, Ridgefield, Sherman, Stratford, Trumbull, Weston, Westport, Wilton, Ansonia, Beacon falls, Bethany and Branford CT. NYC Airport Limo Service JFK, LGA, Newark, HPN, LaGuardia, EWR

Planning Your Adventure Travel

It certainly would not be an exaggeration if it is said that it is difficult to find anyone who is not interested in traveling! There are many people who also find great pleasure in ‘adventure travel’ and take it as lightly as an evening walk. As the name itself indicates, adventure travel is a trip that provides an unusual and exciting experience to the traveler seeking adventures. There are a great many kind of experiences that fall under the category of adventure travel – cultural journeys, expeditions, wildlife adventures, and active adventures to name a few.

One who wishes to go on an adventure travel may certainly have a very clear picture of what kind of adventure he plans to take on. You can plan it on your own but it can take a lot of time and a lot more confusing than you can imagine. To make things easier and to make the travel comfortable, the best option would be to approach a good travel agent. The thrill and excitement that you would get on your trip will be numerous and the trip all the more enjoyable.

You can find several adventure travel agencies ready to serve but the wisdom lies in choosing a professional travel agent or company. Professional guidance helps the traveler obtain personal satisfaction.

There are several reasons which speak in favor of a good adventure travel agent or travel companies. A good agency is one which organizes everything perfectly for the traveler. They usually arrange for a tour leader who is well aware of the place, the customs of the people and any specific problems associated with the area, if any. There are many of us who will be traveling alone because we are unable to find a good companion. In such instances, seeking the help of a good agent will provide us with ready-made traveling companions. A good agency aims at the personal satisfaction of the travelers that come to them. Many travel agencies try to lure customers by offering discounts, but discounts sometimes mean cutting on the services offered. Cheap vacation packages would only rob you of comfort which is normally provided to the traveler. A good travel agent is always there for the traveler in case of a problem or if something unfortunate goes wrong.

Seeking the help of the adventure travel specialist saves a lot of time and money since they undertake the arrangements like transportation, early bookings on discounts in hotels and resorts, domestic and international travel. They also provide the required help with passport and visa applications. In short, they cater to all the needs of the traveler.

The professional background of the adventure travel agent enables the traveler to get an idea whether or not the agent is trained well and can make his trip a pleasant, thrilling, comfortable and exciting one. A professional agency has its personnel trained in business management and tourism or their personnel must pass a course with the Institute of the Certified Travel Agents.

Vacations are something that almost everyone enjoy. Not only because it allows for rest, relaxation and a chance to rejuvenate but also because some vacations, such as adventure travel, can be exhilarating. Adventure travel is only worthwhile and enjoyable though if it is planned properly. It is important to utilize the help of an adventure travel agent when planning your vacation so that you can avoid any problems or difficulties once you are actually on vacation. Don’t let your vacation be spoiled, call a reliable, trustworthy travel agency today!

Adventure Travel Inspiration and How to Find It

All travellers know the feeling, “I want to travel, I want to experience new things and I want to do something completely different to what I am doing now.” The corresponding feeling is usually along the lines of, “But what? Where? And how?”

This is actually made harder with the vast selection of trips currently available, especially to adventure travellers. Below are three ways to make inspiration a little easier for those of you reading with travel on your mind.

Travel Reviews

One of the best ways to find adventure travel inspiration is by reading about other peoples’ experiences. This is easily done by looking at travel reviews. These travel reviews provide an insight, not only into the service and value of adventure travel providers, but also the experiences that people have had. Adventurers are drawn to places of interest, especially ones that not many have been. Never underestimate an adventure traveller’s need for that feeling of exploration.

Travel reviews also provide inspiration through density. For example, the crowds may congregate in Kenya for a Safari or in Peru to hike Machu Picchu, both areas would then receive a high number of reviews. With this knowledge, an adventure traveller can easily pick his or her ideal experience, based on how crowded they want their trip to be.

Adventure News

Read adventure news and updates. One of the most useful sources of inspiration comes from adventure travel industry news. Details of current adventure vacation offers, new destinations available and new activities to try will really get your imagination going. It’s also helpful when you’re on a tight budget – discovering new adventures on your doorstep is the latest travel trend.

How do you find the best deals in the market? Just keep a watchful eye on the best adventure news. Finding fresh adventures is one of the fundamental reasons that the adventure travel market continues to grow (even in spite of economic/political challenges). Travellers are always on the lookout for the next destination or activity and one of the most fruitful sources for inspiration is blogs from explorers and adventures on the cutting edge. New routes through jungles, new epic cycle journeys or a new way to use a helicopter to launch your adventure, these blogs have the answers.

Adventure Travel Market Overview

Finally, finding inspiration can be a simple as looking at the adventure travel market as a whole – what can I do and where?

This might be browsing through an atlas and pointing at the topographic point of interest or looking at a list of adventures on a provider’s site. An easier option still is to utilize some of the powerful adventure travel search sites out there. Simply click on an activity or country and see where or what you can do.

So, if you need adventure travel inspiration remember these three points:

1. Read travel reviews
2. Keep an eye on adventure news and
3. Look out for global adventure travel search sites.

Good luck in discovering your next adventure.

Expanding Small Business Financing Opportunities For Your Business

Small business financing is often the only way for some businesses to get the capital they need to open their doors, expand operations, or develop new services and products. However, the Great Recession created some significant hurdles for personal and business loan applicants who boasted less-than-perfect credit scores.

However, recent investigations suggest that banks are starting to open their doors to business owners in greater numbers. Although credit requirements remain above what they were before the recession, lending has indeed warmed up for many business owners. Where many businesses were just “treading water,” they’ve now entered an era of cautious and optimistic growth.

Another positive sign in small business financing is the improved cash flow in the nation’s major banks, which has led to increased lending activity and an overall reduction in average commercial loan rates. With the recession fading into the background of the economy, small businesses that have been waiting for an improved economy are finding that banks are willing to deal with businesses that might have had budget shortfalls a few years ago. Small businesses and fledgling companies that have been conservative in hiring and expansion efforts post-recession have finally become eligible for loans.

According to data compiled by the federal government, one of the major sources of small business financing today has been loans through the Small Business Administration (SBA). One of the reasons why looking at banks that provide loans that are guaranteed by the SBA is a savvy way of obtaining a business loan is because the government’s list of banks represents lenders who are already interested in making loans to small entities. Looking at these banks reduces the time a business owner might need to spend to find commercial lending opportunities. It’s also a good idea to locate a bank with loan officers who have prior experience with SBA loans.

However, getting business and commercial loans still requires a solid application. In small business financing, one of the most powerful features of a loan application is the business plan. Banks are much less likely to hand over a check if the business plan isn’t fleshed out, accurate, and professionally written. A business plan with typos or a lack of information on cash flow, budget, and fiscal projections won’t impress a loan officer. Some small business experts advocate hiring a business plan writer to ensure the final document is as professional as it can be when it’s sent to the bank.

The government has taken an interesting step in encouraging growth of small business by reducing the fees associated with SBA loans. Borrowers already enjoy SBA loan rates that tend to sit below traditional loan rates, but low fees on certain SBA loans may make these small business financing methods even more cost-effective than they were in the past. For example, loans under $150,000 no longer have fees and short-term loans guaranteed by the SBA also feature rates lower than many standard bank loans. This means that brand new start-ups or businesses that are nothing more than an idea in a garage are possible for new borrowers.

Small business loan applicants should remember that the interest rates on SBA loans aren’t set by the government, but are part of a negotiation between the bank and the applicant. However, there are maximum rates set in place so the interest on business and commercial loans will never exceed a certain amount. Since the bank has some leeway in setting an interest rate, it’s worth it for a small business owner to come to the table with a credit rating that’s as high as possible. Small business financing today isn’t a cakewalk, but getting a loan as a brand new business is possible in today’s lending environment.

Rule of Four – What You Need to Know About Small Business Financing Credit Cards

Money is not everything. There are travelers’ checks, money orders, and credit cards. When you start your own business, there’s a way for you to obtain much-needed capital, too. This way is called small business financing credit card.

Small business financing credit card, also known as small business starter credit cards, is a great way to keep your personal and business finances separate.

Personal Credit Card Versus Small Business Financing Credit Card
In the past and even at present, lots of entrepreneurs rely on their personal credit to get their business up and running. The problem with this is that they carry the debt from their business into their personal credit cards. Ultimately, they end up hurting their personal credit scores.

This is where small business financing credit cards come in. They offer higher credit limit. Additionally, they keep business and personal expense separate, thereby making it painless to track tax deductions. More importantly, you may write off your small business financing credit card’s finance charges and annual fees.

Why Get a Small Business Financing Credit Card

1. Build Credit

A small business financing credit card is a good way to build a financial history. Your business is a start-up; it’s unknown. This makes it difficult for your business to obtain loans. A small business financing credit card will remedy this. It will provide banks with the spending footprints they need to reassure themselves you’re a responsible borrower.

2. Avoid Intermingling

When it comes to managing your expense, there’s one thing you should always do. Segregate, segregate, segregate. Do not mix business and personal transactions. This might later on create tax and money management problems.

3. Prevent Shoebox Accounting

It is always a nightmare to track business expenditures. With a small business financing credit card, however, you can turn the nightmare into one you can easily snap out of. Your credit card company will provide you with a year-end statement where you can find your transactions summarized, itemized, and categorized. With such a report available, there’s no need to keep a shoebox stacked with receipts.

4. Special Rewards

The credit card industry is so competitive providers fall over themselves to lure borrowers. Accordingly, a reward and discount program for small business credit card users was developed. Every time you use your small business financing credit card, you qualify for discounts and rewards, ranging from office supplies and plane tickets to phone services.

How to Manage Your Small Business Financing Credit Card Effectively

Credit cards, whether personal or corporate, will always be open to potential abuse. Effectively manage your small business financing credit card by:

1. Limiting card hopping

Sure, you qualify for multiple cards, but this does not mean you should sign up. You shouldn’t. This will only tempt you to overspend. It will hurt your credit rating, too.

2. Steering clear of cash advances

Never use this credit card feature unless you need to bail yourself out of jail. It comes with whooping credit card fees and interest costs.

3. Avoiding late payments

The more delinquent your payments are, the higher the fees and interest rates you would be saddled with. Moreover, late payments hurt your credit reputation.

4. Using grace

Many companies offer a 21-day grace period to clients before asking them to pay for purchases. Turn this to your advantage by drawing up a schedule of your purchases and payments.

Use your small business financing credit card prudently. Remember, credit cards should be a financial safety net, not a trap.

Small Business Finance UK – Paramount of Your Desires

Having felt the necessity of more money for investments in the small business, you are now seeking for a reliable loan scheme. It is obvious that numerous loans are available for any commercial activities but meeting numerous expenses and ends by paying low rate of interest become a person’s main concern. All such features and benefits can be easily derived in a single loan scheme named as small business finance UK. Small business finance UK is designed for the business professionals of UK which encourage and aid them by providing finance. The business persons can set-up or invest in the existing business to expand its operations by availing the finance easily.

To make the small business finance UK easily obtainable for all, it has been bisected into secured and unsecured forms, and facilitates persons who are able and unable to pledge property as collateral to avail the loans. The secured form enables applicants to borrow large amount; on the contrary the unsecured from empowers to borrow less as no collateral are placed. Any applicant can borrow small business finance UK according to his ability and can invest it in any of the ends like purchasing commercial sites, machineries, equipments, stocks and shares and so on. Entrepreneurs having any sort of adverse or poor credits can also apply and borrow loan by producing proper documentation of personal and credit profiles.

As small business finance UK is meant to embolden the business professionals of UK, so the rate of interest of small business finance UK are calculated which they can easily afford to repay and execute their demands. Applicants can also take the advantages of cutthroat competition among the lenders in the market to avail a marginal rate according to his ability to pay. In such related task, the online proves to be a very helpful instrument and saves individual efforts and time. To approve and obtain the loans in instant fill the online application form with the details accurately in order to avoid the delay. Small business finance UK has clusters of benefits enveloped in it which can be enjoyed only by applying.

Small Business Financing Options – Despite the Credit Crunch

There’s no question that the financial crisis and ensuing credit crunch have made it more difficult than ever to secure small business financing and raise capital. This is especially true for fast-growth companies, which tend to consume more resources in order to feed their growth. If they aren’t careful, they can literally grow themselves right out of business.

Amidst all the gloom and doom, however, it’s important to keep one thing in mind: There are still options available for small business financing. It’s simply a matter of knowing where to look and how to prepare.

Where to Look

There are three main sources you can turn to for small business financing:

Commercial Banks – These are the first source most owners think of when they think about small business financing. Banks loan money that must be repaid with interest and usually secured by collateral pledged by the business in case it can’t repay the loan.

On the positive side, debt is relatively inexpensive, especially in today’s low-interest-rate environment. Community banks are often a good place to start your search for small business financing today, since they are generally in better financial condition than big banks. If you do visit a big bank, be sure to talk to someone in the area of the bank that focuses on small business financing and lending.

Keep in mind that it takes more diligence and transparency on the part of small businesses in order to maintain a lending relationship in today’s credit environment. Most banks have expanded their reporting and recordkeeping requirements considerably and are looking more closely at collateral to make sure businesses are capable of repaying the amount of money requested.

Venture Capital Companies – Unlike banks, which loan money and are paid interest, venture capital companies are investors who receive shares of ownership in the companies they invest in. This type of small business financing is known as equity financing. Private equity firms and angel investors are specialized types of venture capital companies.

While equity financing does not have to be repaid like a bank loan, it can end up costing much more in the long run. Why? Because each share of ownership you give to a venture capital company in exchange for small business financing is an ownership share with an unknown future value that’s no longer yours. Also, venture capital companies sometimes place restrictive terms and conditions on financing, and they expect a very high rate of return on their investments.

Commercial Finance Companies – These non-traditional money lenders provide a specialized type of small business financing known as asset-based lending (or ABL). There are two primary types of ABL: factoring and accounts receivable (A/R) financing.

With factoring, companies sell their outstanding receivables to the finance company at a discount of usually between 2-5%. So if you sold a $10,000 receivable to a factor, for example, you might receive between $9,500-$9,800. The benefit is that you would receive this cash right away, instead of waiting 30, 60 or 90 days (or longer). Factoring companies also perform credit checks on customers and analyze credit reports to uncover bad risks and set appropriate credit limits.

With A/R financing, you would borrow money from the finance company and use your accounts receivable as collateral. Companies that want to borrow in this way should be able to demonstrate strong financial reporting capabilities and a diverse customer base without a high concentration of sales to any one customer.

How to Prepare

Regardless of which type of small business financing you decide to pursue, your preparation before you approach a potential lender or investor will be critical to your success. Banks, in particular, are taking a much more critical look at small business loan applications than many did in the past. They are requesting more background from potential borrowers in the way of tax returns (both business and personal), financial statements and business plans.

Lenders are focusing on what are sometimes referred to as the five Cs of credit:

o Character: Does the company have a strong reputation in its community and industry?

o Capital: Lenders usually like to see that owners have invested some of their personal money in the business, or that they have some of their own “skin in the game.”

o Capacity: Financial ratios help lenders determine how much debt a company should be able to take on without stressing the finances.

o Collateral: This is a secondary source of repayment in case a borrower defaults on the loan. Most lenders prefer collateral that is relatively easy to convert to cash, especially equipment and real estate.

o Conditions: Conditions in the borrower’s industry and the overall economy in general will play a big factor in a lender’s decisions.

Before you meet with any type of lender or investor, be prepared to explain to them specifically why you believe you need financing or capital, as well as how much capital you need and when and how you will pay it back (if a loan) or what kind of return on investment a venture capital company can expect. Also be prepared to discuss specifically what the money will be used for and what kind of collateral you are prepared to pledge to support the loan, as well as your sources of repayment and what measures you will take to ensure repayment if your finances get tight.

You should also ensure that your financial statements and records are current and that your internal control systems are adequate for handling the level of accounting and bookkeeping lenders and investors expect.

Taking Adventure Travel to New Heights!

It is said that it’s difficult to find anyone who is not interested in traveling! Many people also find great pleasure in “Adventure Travel.” Adventure travel is a trip that provides an unusual and exciting experience to the vacationer seeking that never to be forgotten vacation adventure. There are a great many kinds of experiences that fall under this category of travel and we have taken our role in the fascinating world of adventure travels very seriously.

A Little History on Adventure Travel Rentals. A Travel Aggregator is a company that makes a mission out of introducing the American vacationer to all this world has to offer for a fun-filled vacation of heart stopping adventure travel. By building a reputation on not only offering the traveler rentals like RV’s, Snowmobiles and Jet Skies, but showing the adventure traveler the many options on where to go and how to turn their adventure vacation into a memorable one. As a long-time adventure traveler, I once envisioned the opportunity to help people throughout the US plan and execute that vacation by matching up the adventure traveler with a person who has all of the adventure “toys” to complete the vacation. Thousands of people have vacation “toys” just sitting around their house, gathering dust but we have solved that problem by showing Americans how to rent out their idle toys from the comforts of their home and even more importantly making money on an adventure toy that would otherwise sit unused. A traveler planning a trip to Yosemite during the winter may look to rent a rustic mountain cabin as well as a snowmobile to explore the vast trails and natural scenery. We can facilitate this entire process.

It’s a wild wonderful world! Follow your heart and let the adventure begin. Repelling down the mountains of Arches National Park in Utah for some extreme camping, thrill seekers hiking the Bruce Trail in Bruce Peninsula National Park, or white water rafting in the Grand Canyon are all adventure vacations that are heart stopping yet they are also the type of vacations that make you feel young again! Because, after all, aren’t we all trying to stop the march of time? At least that’s what it feels like to be an adventure traveler, time has stood still while you gaze at and experience the very best America has to offer.

America’s 58 national parks are the jewels of the country. Escaping to a safe and peaceful wilderness setting has wide appeal for families seeking a stress-free vacation with a little or allot of adventure. Reserve a spot at one of the thousands of campgrounds in America, and you’ll not only have a memorable time sleeping under the stars but you may come back a few years younger.

Try going off the beaten path to see the untamed vistas of Mount Moran in Wyoming’s Grand Tetons, the fourth highest peak in the Tetons or the deep forests and majestic trees of the Porcupine Mountains Wilderness State Park in Michigan. Surely, a sight never-to-be-forgotten.

RV Travel is not what it used to be. In 2010, the RV turned 100 years old. Three prominent RV historians, renowned RV collector David Woodworth, RV/Motor Home Hall of Fame and Museum archivist Al Hesselbart, and Smithsonian Institution curator Roger White have cited 1910 as the start of the RV industry. Today some 82 million households now own RV’s according to the Recreational Vehicle Industry Association. In 1936, Airstream came out with the Clipper, and America’s adoration of this particular RV brand took shape. In 1952, RV manufacturers started to realize the marketing benefits of a whole home on wheels. RVs and trailers started to get bigger, and bigger… and bigger. RV travel has become the way families come together in an economical and flexible way to see this beautiful country for their family vacations. Whether they travel in a small trailer RV or a luxury RV Motorhome there is no denying it’s one of the best ways to travel and see the countryside.

RV camping opportunities abound with more than 16,000 RV parks, campgrounds and resorts on America’s public and private lands. Some of the most beautiful places in North America can be reached by RV’s and the destinations are well worth the drive! How about, Mt. Desert Narrows Camping Resort, in Bar Harbor, Maine. This RV Camping Resort is known as the only national park in New England. The Leisure Resort on the San Marcos River in Texas offers full hook-up RV sites, a fenced pet park for Fido as well as pet-friendly trails, and a scenic riverfront. The Sunshine Key RV Resort and Marina is in Big Pine Key, Florida just some 38 miles from Key West. In the mood for a spa or golf vacation? Try The Great Outdoors RV Nature & Golf Resort Titusville, FL. This park is for the big guys, only 18′ ft and longer are allowed. No pop-ups or tents allowed! Sam’s Family Spa Hot Water Resort was built in 1971 on over 50 acres of selected desert property with underground hot mineral water springs. It is an RV park with all amenities to reserve in America.

RV’s have pumped in a new enthusiasm for this kind of camping. Luxury RV’s like the Bounder Diesel have it all: a spacious floor plan with triple slide-outs, an impressive galley, comfy furnishings, four beds, and lots of storage. Its finishing touches include detailed molding and contemporary light fixtures making the RV feel like a home. Or is “Green” Rving more your thing? Try the first eco-friendly RV, the Ever-Lite by EverGreen, built with all composite, wood-free outside wall construction and all the design characteristics of an eco-friendly home.

Today, people purchase or rent RVs with thoughts and dreams of going on adventures, exploring the country, and building lasting memories with family and friends. Camping in an RV at one of the many nation’s parks, forests and campgrounds is perfect for experiencing nature up close with all the conveniences of home.

Not sure everyone wants to go through the expense of buying an RV? Then why not rent one and find out what some 82 million households have already found out. RV Travel is Adventure Travel at its Finest!

Ronald Silbermann has a combined, extensive work experience in Europe, North and South America, Asia and Africa. He has made a mission out of introducing the American Adventure Traveler to all this country has to offer for a fun-filled vacation of heart-stopping adventure experiences. Rentzio is part of a vision to build a reputation on not only offering the traveler Recreational Vehicle rentals, but showing them the many options on where to go and how to turn their adventure vacation into a memorable one. Rentzio is the premier aggregator for rental agencies and individual owners to rent out RV’s, motorhomes, trailers, motorcycles, ATVs, bikes, watercraft and vacation homes. Rentzio accomplishes this by using the latest in social media and technology to amass the best offers for a fun-filled trip. The company strives to transform the way the industry does business by providing a one-stop-shop platform that brings together the vacationer, these agencies and individual owners. Helping travelers plan, that never-to-be-forgotten vacation is the company’s vision. Rentzio is also proud of its commitment to creating a sustainable environment to do business in and fostering the same behavior in customers and rental partners.

Adventure Travel From Grand Canyon Rafting to Base Jumping

Some people believe a break from work should involve more than just a holiday: it should be an adventure! Which is why adventure travel is becoming so popular. It doesn’t have to mean climbing Everest, attempting K2, or crossing a desert on the back of a camel: but it can, though it can just as easily mean a guided rafting trip in the Grand Canyon, seeing the desert from the basket of a balloon, a bungee jump like James Bond (off Switzerland’s Verzasca Dam) or a road trip somewhere literally *off the beaten track*.

Trekking in Nepal or paddling the Grand Canyon are the classic adventure travel options, and for most adventure travellers involve a bit of travel to get to, but there are travel adventure options in every country — you ‘d be surprised to see the list of where all the best paragliding destinations are, and paragliding definitely qualifies as adventure travel if it’s done right. Ice climbing, cave diving, shark diving, paddling between scenic islands, trekking overland, base jumping, or even heli-biking or heli-skiing can elevate your travels to adventure travels, and these kinds of adventure travel options can be found in some very unlikely destinations.

But the classic adventure options are still the best: New Zealand, for all the cycling and paddling options, as well as the extreme sports, is one of the best places for adventure travel, and Chile and Patagonia are popular for the same kinds of adventure travel attractions. Canada has the winter-y wilderness, and offers adventure travellers the chance to get back to nature and meet some exotic animals, while Borneo and the Galapagos, offer adventure travellers both untouched wilderness, unique animals and sunshine. Just in case you prefer your adventure travels without the adventurous weather.

Not all of us get the chance to have a real travel adventure. However, ‘adventure holidays’ are becoming ever more popular, and accessible, and not just among the young. As baby boomers mature they find they are fitter, and generally richer, than their parents were – so your 50s and 60s is a great time to take that travel adventure you never had time or money to do. Lots of adventure travel is within the realms of possibility for most people — you don’t have to be an elite athlete to cross the Sahara with a camel train, just relatively healthy and the owner of an adventurous spirit. Some adventure travel tour operators even run adventure tour options for younger explorers, and there are some gentle routes along even some of the most exciting of white water rivers, and child size mountains still worth conquering. And while once people thought of some adventure travel options as being the adventure of a life time, now a lifetime can have many travelling adventures.